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- Earn a $200 statement credit after you make $500 online purchases in your first 3 months*
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- Exciting deals and savings for great brands through Citi Specials
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% |
0% 18 Months* |
11.99%-22.99%* (Variable)* |
Excellent Credit |

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- For Excellent Credit application
- 0% Intro APR on balance transfers for 21 months and 0% Intro APR on purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- No annual fee*
- Secure, free online account management
- Citi® Identity Theft Solutions
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% Intro 21 Months |
0% Intro 21 Months |
11.99%-21.99%* (Variable)* |
Excellent Credit |

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- For FAIR Credit Application!
- 0% Intro APR on purchases for 7 months. After that, the variable APR will be 22.99%
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- No Annual Fee*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% Intro APR – 7 Months |
22.99%(Variable) |
22.99%(Variable) |
FAIR Credit |

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- For FAIR Credit Application
- 0% Intro APR on purchases for 12 months. After that, the variable APR will be 18.99%
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% Intro 12 Months |
18.99%(Variable) |
18.99%(Variable) |
FAIR Credit |

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- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Exciting deals and savings for great brands through Citi Specials
- No Annual Fee*
|
| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% Intro 21 Months |
0% Intro 21 Months |
11.99%-21.99%* * |
Excellent Credit |

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- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- No annual fee*
- Secure, free online account management
|
| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% Intro 21 Months |
0% Intro 21 Months |
11.99%-21.99%* (Variable)* |
Excellent Credit |

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- $100 gift card – When you redeem the 10,000 bonus ThankYousm Points received after $500 in purchases within 3 months of account opening.
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% based on creditworthiness*
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% on Purchases for 12 months |
Intro: 0% on Balance Transfers for 12 months |
12.99-22.99% Variable |
Excellent Credit |

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- $300 gift card – Redeem 30,000 bonus ThankYou® Points after $1,500 in purchases within 3 months of account opening
- 1 ThankYou point for every dollar you spend on purchases
- Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
- No foreign transaction fees on purchases*
- Annual FEE : $125 waived for the first year
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| N/A |
N/A |
13.99-21.99% Variable |
Excellent Credit |

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- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Full 1% cash back on all other purchases and eligible cash advances
- No Annual Fee*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% 15 months |
0% 15 months |
12.99-22.99% Variable |
Excellent Credit |

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- Credit needed: EXCELLENT CREDIT
- $100 in gift cards – When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% – 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music.
- No annual fee
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% 12 months |
0% 12 months |
12.99-22.99%(Variable) |
Excellent Credit |

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- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% – 21.99% based on your creditworthiness.
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Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% 21 months |
0% 21 months |
12.99-21.99% (Variable) |
Excellent Credit |

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- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| N/A |
N/A |
14.24% Variable |
Excellent Credit |

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- Designed for businesses with an established credit history
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$100 gift card – when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% |
13.24% (Variable) |
13.24% (Variable) |
Excellent Credit |

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- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Full 1% cash back on all other purchases and eligible cash advances
- No Annual Fee*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% |
14.24%(Variable) |
14.24%(Variable) |
Excellent Credit |

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- No cosigner required
- Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for 6 months; 1% thereafter
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
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Earn a full 1% cash back on all other purchases*
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% |
13.99%-21.99% (Variable) |
13.99%-21.99% (Variable) |
Good or Excellent Credit |

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- No cosigner required
- Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum)
- 100 ThankYou Points® each billing period that you pay on time and stay under your credit line
- Earn up to 1,000 bonus points after you sign up for paperless statements within the first 3 months of account opening
- No Cosigner required
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| Intro – Purchases |
Intro – Balance Transfer |
Regular APR |
Credit Needed |
| 0% |
13.99%-22.99% (Variable) |
13.99%-22.99% (Variable) |
Good or Excellent Credit |